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July 6, 1999 Melissa Parker 127 S 17th St. Suite 707 Philadelphia, PA 19103 Dear Ms Parker: Thank you for applying for insurance with Northwestern Mutual Life. I am sorry to inform you that we could not approve your application because of your noted history of stroke in 10/97. However, we would be willing to review another application once you have been symptom and treatment free for at least five years. Because a policy cannot e issued, no insurance has been in effect at any time under the terms of the Conditional Disability Agreement you received when you applied. We are returning the money paid. We appreciate your application and encourage you to ask your agent, Jeff Passel, any questions you might have. Sincerely, Jane Rosette Disability Income Department |